{"id":109809,"date":"2026-03-12T11:38:49","date_gmt":"2026-03-12T10:38:49","guid":{"rendered":"https:\/\/monetplus.cz\/?page_id=109809"},"modified":"2026-06-16T13:21:42","modified_gmt":"2026-06-16T11:21:42","slug":"three-decades-in-it","status":"publish","type":"page","link":"https:\/\/monetplus.cz\/en\/three-decades-in-it\/","title":{"rendered":"30 years"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"109809\" class=\"elementor elementor-109809 elementor-108381\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-d62d4a9 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d62d4a9\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;video&quot;,&quot;background_video_link&quot;:&quot;https:\\\/\\\/monetplus.cz\\\/wp-content\\\/uploads\\\/2026\\\/06\\\/header_neeeew-1.mp4&quot;,&quot;background_play_on_mobile&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-background-video-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<video class=\"elementor-background-video-hosted\" role=\"presentation\" autoplay muted playsinline loop><\/video>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"full-screen elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-decdd4c\" data-fullscreen-column-settings=\"{&quot;fullscreen&quot;:&quot;yes&quot;}\" data-id=\"decdd4c\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;slideshow&quot;,&quot;background_slideshow_gallery&quot;:[],&quot;background_slideshow_loop&quot;:&quot;yes&quot;,&quot;background_slideshow_slide_duration&quot;:5000,&quot;background_slideshow_slide_transition&quot;:&quot;fade&quot;,&quot;background_slideshow_transition_duration&quot;:500}\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-92e5fca elementor-hidden-desktop elementor-hidden-tablet elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"92e5fca\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\" elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-137e9ec\" data-fullscreen-column-settings=\"{&quot;fullscreen&quot;:&quot;&quot;}\" data-id=\"137e9ec\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2cb3b81 elementor-widget elementor-widget-text-editor\" data-id=\"2cb3b81\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The Monet+ story isn&#8217;t just about software \u2014 it&#8217;s about the people behind it.<\/p><p>In the mid-90s, the world of cybersecurity looked completely different. The internet was in its infancy, security standards didn&#8217;t exist, and what we now call digital identity was just beginning to take shape in the minds of a few enthusiasts in Zl\u00edn.  <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-08592c1 elementor-hidden-mobile elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"08592c1\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\" elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-146b5fa\" data-fullscreen-column-settings=\"{&quot;fullscreen&quot;:&quot;&quot;}\" data-id=\"146b5fa\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0091bf8 elementor-widget__width-initial elementor-widget elementor-widget-litho-heading\" data-id=\"0091bf8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"litho-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"litho-heading elementor-size-default\"><span class=\"litho-primary-title\">The Monet+ story isn't just about software \u2014 it's about the people behind it.<\/span><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a7480b5 elementor-widget__width-initial elementor-widget elementor-widget-litho-heading\" data-id=\"a7480b5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"litho-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"litho-heading elementor-size-default\"><span class=\"litho-primary-title\">In the mid-90s, the world of cybersecurity looked completely different. The internet was in its infancy, security standards didn't exist, and what we now call digital identity was just beginning to take shape in the minds of a few enthusiasts in Zl\u00edn.  <\/span><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e6fd82c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e6fd82c\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\" elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-f481b05\" data-fullscreen-column-settings=\"{&quot;fullscreen&quot;:&quot;&quot;}\" data-id=\"f481b05\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-acdf2b0 elementor-widget__width-initial elementor-widget elementor-widget-litho-heading\" data-id=\"acdf2b0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"litho-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"litho-heading elementor-size-default\"><span class=\"litho-primary-title\">Join us on a journey back to our roots through the memories of those who are still building this story with us today.\n<\/span><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-264211e5 elementor-section-full_width elementor-section-height-default elementor-section-height-default elementor-invisible\" data-id=\"264211e5\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;animation&quot;:&quot;slideInLeft&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\" elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-6722373\" data-fullscreen-column-settings=\"{&quot;fullscreen&quot;:&quot;&quot;}\" data-id=\"6722373\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;none&quot;,&quot;animation_delay&quot;:600}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-72b69ea elementor-widget elementor-widget-litho-heading\" data-id=\"72b69ea\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"litho-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h6 class=\"litho-heading elementor-size-default\"><span class=\"litho-primary-title\">Petra Svobodov\u00e1<\/span><\/h6>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a53e2eb elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"a53e2eb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><i><span style=\"font-weight: 400;\">&#8220;Being part of the emerging Monet+ team was both exciting and a commitment at the same time.&#8221;<\/span><\/i><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f7b4237 elementor-widget__width-initial elementor-widget elementor-widget-litho-button\" data-id=\"f7b4237\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"litho-button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper litho-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button-link elementor-button elementor-size-sm \" href=\"https:\/\/monetplus.cz\/en\/being-part-of-the-early-team-at-monet-was-as-much-a-joy-as-it-was-a-responsibility\" target=\"_blank\" role=\"button\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">READ THE INTERVIEW<\/span>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"screen-reader-text\">Button<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\" elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-8efdf2e elementor-invisible\" data-fullscreen-column-settings=\"{&quot;fullscreen&quot;:&quot;&quot;}\" data-id=\"8efdf2e\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeIn&quot;,&quot;animation_delay&quot;:600}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-53db28d elementor-widget elementor-widget-litho-heading\" data-id=\"53db28d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"litho-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h6 class=\"litho-heading elementor-size-default\"><span class=\"litho-primary-title\">Tom\u00e1\u0161 Popelka<\/span><\/h6>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-524a5c2 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"524a5c2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\"><i>&#8220;I like it when we don&#8217;t have to draw attention to ourselves, but when our results speak convincingly for us.&#8221;<\/i><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cc8c459 elementor-widget__width-initial elementor-widget elementor-widget-litho-button\" data-id=\"cc8c459\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"litho-button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper litho-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button-link elementor-button elementor-size-sm \" href=\"https:\/\/monetplus.cz\/en\/?p=109353\" target=\"_blank\" role=\"button\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">READ THE INTERVIEW<\/span>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"screen-reader-text\">Button<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\" elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-4a53db3 elementor-invisible\" data-fullscreen-column-settings=\"{&quot;fullscreen&quot;:&quot;&quot;}\" data-id=\"4a53db3\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeIn&quot;,&quot;animation_delay&quot;:600}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7cacf63d elementor-widget elementor-widget-litho-heading\" data-id=\"7cacf63d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"litho-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h6 class=\"litho-heading elementor-size-default\"><span class=\"litho-primary-title\">Zden\u011bk Skal\u00e1k<\/span><\/h6>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-64ade0e4 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"64ade0e4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>&#8220;I enjoy digging into things, finding out how they work, and figuring out how to make them work even better.&#8221;<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5105bfa elementor-widget__width-initial elementor-widget elementor-widget-litho-button\" data-id=\"5105bfa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"litho-button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper litho-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button-link elementor-button elementor-size-sm \" href=\"https:\/\/monetplus.cz\/en\/zdenek-skalak-i-enjoy-digging-into-things-figuring-out-how-they-work-and-thinking-up-ways-to-make-them-work-even-better\/\" target=\"_blank\" role=\"button\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">READ THE INTERVIEW<\/span>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"screen-reader-text\">Button<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\" elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-8e5984e elementor-invisible\" data-fullscreen-column-settings=\"{&quot;fullscreen&quot;:&quot;&quot;}\" data-id=\"8e5984e\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeIn&quot;,&quot;animation_delay&quot;:600}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5eecba3 elementor-widget elementor-widget-litho-heading\" data-id=\"5eecba3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"litho-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h6 class=\"litho-heading elementor-size-default\"><span class=\"litho-primary-title\">Eduard Nesiba<\/span><\/h6>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b0537cc elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"b0537cc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><i><span style=\"font-weight: 400;\">&#8220;We created a solution for the bank that, incidentally, went on to run successfully for an incredible fifteen or seventeen years.&#8221;<\/span><\/i><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-63c4281 elementor-widget__width-initial elementor-widget elementor-widget-litho-button\" data-id=\"63c4281\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"litho-button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper litho-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button-link elementor-button elementor-size-sm \" href=\"https:\/\/monetplus.cz\/en\/eduard-nesiba-we-built-a-solution-for-the-bank-that-incidentally-went-on-to-work-successfully-for-an-incredible-fifteen-or-seventeen-years\/\" target=\"_blank\" role=\"button\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">READ THE INTERVIEW<\/span>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"screen-reader-text\">Button<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-0ebf1c4 elementor-section-full_width elementor-section-height-default elementor-section-height-default elementor-invisible\" data-id=\"0ebf1c4\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;animation&quot;:&quot;slideInRight&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\" elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-7ec7387 elementor-invisible\" data-fullscreen-column-settings=\"{&quot;fullscreen&quot;:&quot;&quot;}\" data-id=\"7ec7387\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeIn&quot;,&quot;animation_delay&quot;:600}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f03b790 elementor-widget elementor-widget-litho-heading\" data-id=\"f03b790\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"litho-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h6 class=\"litho-heading elementor-size-default\"><span class=\"litho-primary-title\">Milan Hrdli\u010dka<\/span><\/h6>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a86df19 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"a86df19\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><i><span style=\"font-weight: 400;\">&#8220;The competition, which allegedly hacked our chip, was exposed by ordinary glue,&#8221; says the cybersecurity architect.<\/span><\/i><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-52f0add elementor-widget elementor-widget-litho-button\" data-id=\"52f0add\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"litho-button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper litho-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button-link elementor-button elementor-size-sm \" href=\"https:\/\/monetplus.cz\/en\/ordinary-glue-exposed-the-competitor-who-claimed-to-have-hacked-our-chip-says-cybersecurity-architect-milan-hrdlicka\/\" target=\"_blank\" role=\"button\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">READ THE INTERVIEW<\/span>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"screen-reader-text\">Button<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\" elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-17ee4b2 elementor-invisible\" data-fullscreen-column-settings=\"{&quot;fullscreen&quot;:&quot;&quot;}\" data-id=\"17ee4b2\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeIn&quot;,&quot;animation_delay&quot;:600}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4716f35 elementor-widget elementor-widget-litho-heading\" data-id=\"4716f35\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"litho-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h6 class=\"litho-heading elementor-size-default\"><span class=\"litho-primary-title\">Aurel Babic<\/span><\/h6>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-050103b elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"050103b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>&#8220;Customers often do things with our solution that no tester would ever think of.&#8221;<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-99f867b elementor-widget__width-initial elementor-widget elementor-widget-litho-button\" data-id=\"99f867b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"litho-button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper litho-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button-link elementor-button elementor-size-sm \" href=\"https:\/\/monetplus.cz\/en\/aurel-babic-customers-often-do-things-with-our-solutions-that-no-tester-would-ever-think-of\/\" target=\"_blank\" role=\"button\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">READ THE INTERVIEW<\/span>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"screen-reader-text\">Button<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\" elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-8655162 elementor-invisible\" data-fullscreen-column-settings=\"{&quot;fullscreen&quot;:&quot;&quot;}\" data-id=\"8655162\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeIn&quot;,&quot;animation_delay&quot;:600}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-dc22a41 elementor-widget elementor-widget-litho-heading\" data-id=\"dc22a41\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"litho-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h6 class=\"litho-heading elementor-size-default\"><span class=\"litho-primary-title\">Milu\u0161e Dvo\u0159\u00e1kov\u00e1<\/span><\/h6>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2b5803a elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"2b5803a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>&#8220;Everyone comes into contact with our technologies on a daily basis \u2014 they just usually have no idea.&#8221;<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-79a1364 elementor-widget elementor-widget-litho-button\" data-id=\"79a1364\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"litho-button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper litho-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button-link elementor-button elementor-size-sm \" href=\"https:\/\/monetplus.cz\/en\/miluse-dvorakova-everyone-interacts-with-our-technology-daily-they-just-usually-have-no-idea\/\" target=\"_blank\" role=\"button\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">READ THE INTERVIEW<\/span>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"screen-reader-text\">Button<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\" elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-ceac410 elementor-invisible\" data-fullscreen-column-settings=\"{&quot;fullscreen&quot;:&quot;&quot;}\" data-id=\"ceac410\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeIn&quot;,&quot;animation_delay&quot;:600}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-eaa4252 elementor-widget elementor-widget-litho-heading\" data-id=\"eaa4252\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"litho-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h6 class=\"litho-heading elementor-size-default\"><span class=\"litho-primary-title\">Milan \u0160imek<\/span><\/h6>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a396c71 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"a396c71\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><i><span style=\"font-weight: 400;\">&#8220;Monet+&#8217;s roots go back to the days of dial-up internet and offline terminals.&#8221;<\/span><\/i><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b19b0a0 elementor-widget__width-initial elementor-widget elementor-widget-litho-button\" data-id=\"b19b0a0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"litho-button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper litho-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button-link elementor-button elementor-size-sm \" href=\"https:\/\/monetplus.cz\/en\/milan-simek-the-roots-of-monet-stretch-back-to-the-era-of-dial-up-internet-and-offline-terminals\/\" target=\"_blank\" role=\"button\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">READ THE INTERVIEW<\/span>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"screen-reader-text\">Button<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2ca6a37 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2ca6a37\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\" elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-03183b1\" data-fullscreen-column-settings=\"{&quot;fullscreen&quot;:&quot;&quot;}\" data-id=\"03183b1\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6e47dbf elementor-widget__width-initial elementor-invisible elementor-widget elementor-widget-litho-heading\" data-id=\"6e47dbf\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"litho-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"litho-heading elementor-size-default\"><span class=\"litho-primary-title\">Milestones That Shaped Monet+<\/span><\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7d1f66b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7d1f66b\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\" elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4bd9589\" data-fullscreen-column-settings=\"{&quot;fullscreen&quot;:&quot;&quot;}\" data-id=\"4bd9589\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-31953b5 elementor-widget elementor-widget-html\" data-id=\"31953b5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<style>\n  .d2 {\n    font-family: inherit;\n    max-width: 1200px;\n    margin: 0 auto;\n  }\n  .d2-item {\n    border-top: .5px solid #e0e0e0;\n    border-left: 3px solid transparent;\n    transition: background .35s, border-left-color .35s;\n  }\n  .d2-item:last-child {\n    border-bottom: .5px solid #e0e0e0;\n  }\n  .d2-item.is-open {\n    background: rgba(63, 90, 223, .045);\n    border-left-color: #3F5ADF;\n  }\n  .d2-hd {\n    display: flex;\n    align-items: center;\n    cursor: pointer;\n    padding: 30px 12px 30px 18px;\n    user-select: none;\n  }\n  .d2-yr {\n    color: #3F5ADF;\n    font-weight: 700;\n    font-size: 1.7rem;\n    min-width: 138px;\n    flex-shrink: 0;\n    display: inline-block;\n  }\n  .d2-item.is-open .d2-yr {\n    animation: d2pop .4s cubic-bezier(.34, 1.56, .64, 1);\n  }\n  @keyframes d2pop {\n    0%   { transform: scale(1); }\n    45%  { transform: scale(1.08); }\n    100% { transform: scale(1); }\n  }\n  .d2-ti {\n    flex: 1;\n    font-size: 16px;\n    font-weight: 600;\n    color: #1a1a1a;\n    line-height: 1.35;\n  }\n  .d2-tg {\n    font-size: 1.3rem;\n    color: #999;\n    margin-left: 12px;\n    flex-shrink: 0;\n    transition: transform .38s cubic-bezier(.4, 0, .2, 1), color .3s;\n    line-height: 1;\n  }\n  .d2-item.is-open .d2-tg {\n    transform: rotate(45deg);\n    color: #3F5ADF;\n  }\n  .d2-out {\n    display: grid;\n    grid-template-rows: 0fr;\n    transition: grid-template-rows .42s cubic-bezier(.4, 0, .2, 1);\n  }\n  .d2-item.is-open .d2-out {\n    grid-template-rows: 1fr;\n  }\n  .d2-bd {\n    overflow: hidden;\n    padding: 0 12px 0 156px;\n    transition: padding-bottom .42s cubic-bezier(.4, 0, .2, 1);\n  }\n  .d2-item.is-open .d2-bd {\n    padding-bottom: 26px;\n  }\n  .d2-tag {\n    display: inline-block;\n    font-size: 0.8rem;\n    font-weight: 600;\n    color: #3F5ADF;\n    background: #eef1fd;\n    border-radius: 4px;\n    padding: 3px 10px;\n    margin-bottom: 14px;\n    opacity: 0;\n    transform: translateY(6px);\n    transition: opacity .3s, transform .3s;\n  }\n  .d2-item.is-open .d2-tag {\n    opacity: 1;\n    transform: none;\n    transition-delay: .04s;\n  }\n  .d2-bd p,\n  .d2-bd blockquote {\n    margin: 0 0 14px;\n    font-size: 16px;\n    line-height: 1.7;\n    color: #333;\n    max-width: 700px;\n    opacity: 0;\n    transform: translateY(8px);\n    transition: opacity .35s, transform .35s;\n  }\n  .d2-bd p:last-child {\n    margin: 0;\n  }\n  .d2-bd blockquote {\n    padding: 12px 16px;\n    border-left: 3px solid #3F5ADF;\n    background: #f7f8ff;\n    color: #444;\n    font-style: italic;\n    border-radius: 0 4px 4px 0;\n  }\n  .d2-item.is-open .d2-bd p:nth-child(1),\n  .d2-item.is-open .d2-bd .d2-tag ~ p:nth-of-type(1) { transition-delay: .06s; }\n  .d2-item.is-open .d2-bd p:nth-child(2)  { transition-delay: .12s; }\n  .d2-item.is-open .d2-bd p:nth-child(3)  { transition-delay: .18s; }\n  .d2-item.is-open .d2-bd p:nth-child(4)  { transition-delay: .24s; }\n  .d2-item.is-open .d2-bd blockquote      { transition-delay: .20s; }\n  .d2-item.is-open .d2-bd p,\n  .d2-item.is-open .d2-bd blockquote {\n    opacity: 1;\n    transform: none;\n  }\n  @media (max-width: 600px) {\n    .d2-yr  { min-width: 80px; font-size: 1rem; }\n    .d2-ti  { font-size: 14px; }\n    .d2-bd  { padding-left: 80px; }\n    .d2-hd  { padding: 22px 8px 22px 12px; }\n  }\n<\/style>\n\n<div class=\"d2\">\n\n  <!-- \u2500\u2500 1996 \u2500\u2500 -->\n  <div class=\"d2-item\">\n    <div class=\"d2-hd\">\n      <span class=\"d2-yr\">1996<\/span>\n      <span class=\"d2-ti\">Company Founded and the First Chip Card in the Czech Republic<\/span>\n      <span class=\"d2-tg\">+<\/span>\n    <\/div>\n    <div class=\"d2-out\"><div class=\"d2-bd\">\n      <span class=\"d2-tag\">Partner: \u010cesk\u00e1 spo\u0159itelna<\/span>\n      <p><strong>A vision a decade ahead of its time: How the future of payments was born at Monet+ in 1996<\/strong><\/p>\n      <p>While the magnetic stripe was still the banking standard in the mid-nineties and cash dominated wallets, Monet+ in Zl\u00edn was already writing the script for a digital revolution.<\/p>\n      <p>Together with \u010cesk\u00e1 spo\u0159itelna, the company's IT experts set out to develop the first chip-based payment card \u2014 a technology built on deep applied cryptography, designed to deliver a then-unimaginable level of transaction security. This strategic head start proved absolutely crucial in establishing today's authority in digital identity and electronic payments, even though the broader market and everyday users only began to benefit from chip cards as standard a decade later.<\/p>\n      <p>In an era of unstable data connections, the physical chip served as a secure carrier of both identity and funds. It gradually replaced the widely used magnetic stripes, which were easy to clone. A new security standard was born: encryption locked into a physical chip made card counterfeiting and PIN theft dramatically more difficult.<\/p>\n    <\/div><\/div>\n  <\/div>\n\n  <!-- \u2500\u2500 1998 \u2500\u2500 -->\n  <div class=\"d2-item\">\n    <div class=\"d2-hd\">\n      <span class=\"d2-yr\">1998<\/span>\n      <span class=\"d2-ti\">Modern Fuel Cards and Slovakia's Largest Loyalty System<\/span>\n      <span class=\"d2-tg\">+<\/span>\n    <\/div>\n    <div class=\"d2-out\"><div class=\"d2-bd\">\n      <span class=\"d2-tag\">Key Partner: Slovnaft<\/span>\n      <p>By the late nineties, petrol station checkouts resembled an electronics showroom \u2014 a separate terminal existed for every card type. For the Slovnaft network, we put an end to this chaos and designed a system unlike anything available at the time. We built an architecture where a single device at the counter could process both standard bank cards and specific corporate fuel cards. It wasn't just a hardware upgrade \u2014 it was a complex software solution with multi-party security parameters, enabling closed-loop transaction clearing and the direct integration of loyalty programmes into the authorisation process.<\/p>\n      <p>This collaboration produced the first fully independent project in Monet+'s history: the Credit loyalty card, which became the largest system of its kind in Slovakia. It was later followed by the Bonus system for the MOL Group, which remained in live operation for an incredible 17 years thanks to its robustness and reliability. These experiences in integrating diverse payment methods and loyalty schemes into a single platform became the genetic foundation for our current flagship platform, <a href=\"https:\/\/switchio.com\/\" target=\"_blank\" rel=\"noopener\">Switchio<\/a>. What began at Slovnaft's fuel pumps is now the technological engine powering thousands of payment points across Europe.<\/p>\n    <\/div><\/div>\n  <\/div>\n\n  <!-- \u2500\u2500 2000 \u2500\u2500 -->\n  <div class=\"d2-item\">\n    <div class=\"d2-hd\">\n      <span class=\"d2-yr\">2000<\/span>\n      <span class=\"d2-ti\">ASORS \u2013 A Technological Revolution for the Banking Sector<\/span>\n      <span class=\"d2-tg\">+<\/span>\n    <\/div>\n    <div class=\"d2-out\"><div class=\"d2-bd\">\n      <span class=\"d2-tag\">Key Partner: \u010cSOB<\/span>\n      <p>In 2000, Monet+ made one of its boldest moves, building the ASORS central transaction system for \u010cSOB to manage and authorise payments. While similarly large banking systems had previously run exclusively on cumbersome and expensive UNIX mainframes or Windows NT, the Zl\u00edn developers were among the very first in the industry to bet on the innovative Enterprise Linux platform. This proved to be a visionary decision \u2014 it gave the bank unprecedented flexibility and significant cost savings, while the system reliably handled extreme loads from thousands of terminals simultaneously requesting payment authorisations.<\/p>\n      <p>The birth of ASORS definitively confirmed Monet+'s position as a provider of critical IT infrastructure. Acting as a secure \"pipe\" connecting hundreds of thousands of merchant terminals directly to central processors, it became the architectural cornerstone of modern card acceptance. Its technological robustness is so exceptional that we continue to successfully operate and develop it to this day. ASORS currently manages a network of over 60,000 payment terminals and processes nearly two million transactions every single day without interruption.<\/p>\n    <\/div><\/div>\n  <\/div>\n\n  <!-- \u2500\u2500 2002 \u2500\u2500 -->\n  <div class=\"d2-item\">\n    <div class=\"d2-hd\">\n      <span class=\"d2-yr\">2002<\/span>\n      <span class=\"d2-ti\">CryptoPlus \u2013 A Leap Forward for Personal Digital Security<\/span>\n      <span class=\"d2-tg\">+<\/span>\n    <\/div>\n    <div class=\"d2-out\"><div class=\"d2-bd\">\n      <p>At a time when digital security was still finding its footing, Monet+ introduced a revolutionary solution in 2002: a PKI client on an RSA smart card, originally known as CryptoPlus. Until then, private keys stored only in computer software posed a significant security risk. We solved this by locking users' private keys directly into a hardware chip \u2014 a place from which they could neither be copied nor stolen. This cryptographic protection made possible, among other things, the innovative Guaranteed Payments project for Komer\u010dn\u00ed banka. The technology gave corporate clients absolute confidence \u2014 using a smart card, they could sign and authorise transactions of enormous value with security equivalent to a handwritten signature.<\/p>\n      <p>The success of this robust solution made us a cybersecurity provider for the biggest players on the market. The very next year, \u010cesk\u00e1 spo\u0159itelna integrated these PKI smart cards as the primary authentication method for its electronic banking. The architecture proved so strong and universal that it soon crossed the boundaries of the financial sector to become a pillar of enterprise security. Our solutions were adopted by further banks in the Czech Republic and Slovakia, as well as key state institutions, led by the Czech Social Security Administration. The original CryptoPlus eventually evolved into today's <a href=\"https:\/\/proid.cz\/\" target=\"_blank\" rel=\"noopener\">ProID+<\/a> brand, enabling companies and public authorities to securely manage identities and create qualified electronic signatures and seals.<\/p>\n    <\/div><\/div>\n  <\/div>\n\n  <!-- \u2500\u2500 2005 \u2500\u2500 -->\n  <div class=\"d2-item\">\n    <div class=\"d2-hd\">\n      <span class=\"d2-yr\">2005<\/span>\n      <span class=\"d2-ti\">Transaction Security in Toll Systems<\/span>\n      <span class=\"d2-tg\">+<\/span>\n    <\/div>\n    <div class=\"d2-out\"><div class=\"d2-bd\">\n      <span class=\"d2-tag\">Key Partners: \u010cSOB, CENDIS, SkyToll<\/span>\n      <p>Another major milestone and proof of Monet+'s technological maturity came in 2005 with its involvement in building the national toll system. In collaboration with \u010cSOB, we successfully applied innovative technology for accepting both fleet and standard bank cards for large-scale toll collection. This move brought Monet+ into the world of critical state infrastructure, where errors are simply not an option \u2014 any downtime would mean immediate and enormous losses for the state treasury. Our response was the deployment of robust High Availability systems, guaranteeing absolute reliability and full auditability of all financial operations around the clock.<\/p>\n      <p>This demanding technological baptism of fire served as a powerful reference and a strategic springboard for further expansion. The architecture proved so reliable that just two years later, in 2007, Monet+ began supplying the system to SkyToll in neighbouring Slovakia. Today, we are a key technological partner for both SkyToll and the Czech state enterprise CENDIS, fully securing the payment and control mechanisms for truck toll collection in both countries.<\/p>\n    <\/div><\/div>\n  <\/div>\n\n  <!-- \u2500\u2500 2006 \u2500\u2500 -->\n  <div class=\"d2-item\">\n    <div class=\"d2-hd\">\n      <span class=\"d2-yr\">2006<\/span>\n      <span class=\"d2-ti\">Modern and Secure Biometric Passports (ePAs)<\/span>\n      <span class=\"d2-tg\">+<\/span>\n    <\/div>\n    <div class=\"d2-out\"><div class=\"d2-bd\">\n      <span class=\"d2-tag\">Partner: State Printing Works of Securities & Ministry of the Interior<\/span>\n      <p>2006 brought a revolution to Czech travel documents with the introduction of the first <a href=\"https:\/\/monetplus.cz\/en\/references\/projekt-cestovnich-dokladus-biometrickymi-prvky-cdbp\/\" target=\"_blank\">chip-based biometric passports (ePAs)<\/a>. Monet+ played a key role as the technological partner of the State Printing Works of Securities (STC) and the Ministry of the Interior of the Czech Republic. We collaborated on building the system for producing modern chip-embedded passports, on which sensitive biometric data (such as fingerprints) is securely stored, making document forgery virtually impossible.<\/p>\n      <p>Monet+'s task was to develop the complex software and PKI infrastructure for formatting and securely writing biometric data onto the chip. This highly secure system, supported by us, remains in operation to this day.<\/p>\n    <\/div><\/div>\n  <\/div>\n\n  <!-- \u2500\u2500 2009 \u2500\u2500 -->\n  <div class=\"d2-item\">\n    <div class=\"d2-hd\">\n      <span class=\"d2-yr\">2009<\/span>\n      <span class=\"d2-ti\">Launch of Our Own Personalisation Centre<\/span>\n      <span class=\"d2-tg\">+<\/span>\n    <\/div>\n    <div class=\"d2-out\"><div class=\"d2-bd\">\n      <p>Moving to a new building in April 2009 allowed Monet+ to realise a key strategic goal: building its own Personalisation Centre and ending dependence on external suppliers. By investing in top-tier technology, including M\u00fchlbauer machines and NBS lines, the company gained full control over the process of writing data to chips and the visual finishing of cards.<\/p>\n      <p>This capital-intensive step paid off enormously. The centre subsequently passed extremely strict security audits and received the prestigious Visa and Mastercard certifications for issuing bank payment cards. The unique combination of in-house software development and a physical personalisation line allowed us to respond to specific market demands. As a result, we began creating sophisticated bespoke solutions \u2014 from multifunctional encrypted cards to unique gift and employee editions.<\/p>\n    <\/div><\/div>\n  <\/div>\n\n  <!-- \u2500\u2500 2012 CASE \u2500\u2500 -->\n  <div class=\"d2-item\">\n    <div class=\"d2-hd\">\n      <span class=\"d2-yr\">2012<\/span>\n      <span class=\"d2-ti\">CASE \u2013 A New Standard in Mobile Security<\/span>\n      <span class=\"d2-tg\">+<\/span>\n    <\/div>\n    <div class=\"d2-out\"><div class=\"d2-bd\">\n      <span class=\"d2-tag\">Clients: \u010cSOB, \u010cesk\u00e1 spo\u0159itelna, Air Bank<\/span>\n      <p>2012 marked a turning point in how we use technology \u2014 smartphones were rapidly becoming our primary gateway to the digital world. Monet+ responded by developing the innovative CASE system, which defined new standards for mobile security. CASE stands for a robust system for strong authentication using one-time passwords (OTP) on mobile platforms. In practice, this transformed your mobile phone into a highly reliable and secure key for user verification and transaction confirmation. The technology, in the form of mobile tokens, began protecting the digital channels of the largest banks on the market \u2014 including \u010cSOB, \u010cesk\u00e1 spo\u0159itelna, and Air Bank.<\/p>\n      <p>While the highest level of electronic security had previously been tied to physical smart cards, the CASE system aimed to make secure login accessible to everyday users through the device already in their pocket. The company's commitment to this direction was so strong that it directly led to the founding of a specialised subsidiary, Ahead iTec, fully expanding Monet+'s capabilities into mobile security application development.<\/p>\n    <\/div><\/div>\n  <\/div>\n\n  <!-- \u2500\u2500 2014 \u2500\u2500 -->\n  <div class=\"d2-item\">\n    <div class=\"d2-hd\">\n      <span class=\"d2-yr\">2014<\/span>\n      <span class=\"d2-ti\">Identity Federation \u2013 Protecting Over 5,500,000 Identities<\/span>\n      <span class=\"d2-tg\">+<\/span>\n    <\/div>\n    <div class=\"d2-out\"><div class=\"d2-bd\">\n      <span class=\"d2-tag\">Clients: \u010cSOB, \u010cesk\u00e1 spo\u0159itelna<\/span>\n      <p><a href=\"https:\/\/monetplus.cz\/en\/identity\/identity-federation\/\" target=\"_blank\">Identity Federation<\/a>is a centralised authentication system that allows a user to access many different applications and services using a single identity \u2014 without needing separate credentials for each one. This is the principle behind well-known services such as Bank iD and the state NIA ID.<\/p>\n      <p>Monet+ began focusing heavily on this concept around 2014. The impulse came from major banks \u2014 such as \u010cSOB and \u010cesk\u00e1 spo\u0159itelna \u2014 that realised they had a multitude of different applications (internet banking, building savings, insurance), each handling security and client login independently. Monet+ therefore developed central authentication systems and an identity federation module. As a result, a bank client today has one secure app on their phone and can use it to log in anywhere within the entire group. We built the Identity Provider \u2014 the system that securely verifies the client and issues a confirmation token that all other applications trust.<\/p>\n    <\/div><\/div>\n  <\/div>\n\n  <!-- \u2500\u2500 2015 \u2500\u2500 -->\n  <div class=\"d2-item\">\n    <div class=\"d2-hd\">\n      <span class=\"d2-yr\">2015<\/span>\n      <span class=\"d2-ti\">The Smart Key App Replaces SMS<\/span>\n      <span class=\"d2-tg\">+<\/span>\n    <\/div>\n    <div class=\"d2-out\"><div class=\"d2-bd\">\n      <span class=\"d2-tag\">Partner: \u010cSOB<\/span>\n      <p>While CASE successfully moved authentication to mobile devices, the key product for end-users became the Smart OTP project, which gave rise to the popular Smart Key app, originally developed for \u010cSOB. The primary motivation was both security and cost \u2014 the bank wanted to replace outdated and expensive SMS confirmation messages with a more secure mobile token.<\/p>\n      <p>The security cornerstone of the new Smart Key was the principle of \"What You See Is What You Sign.\" This dramatically increased client protection against cyberattacks. Even if a user's computer browser were compromised and attempted to display a different account number or amount, the mobile app received the information from the bank via a separate, independent channel and always showed the true details of the transaction.<\/p>\n      <p>Looking back, it is also fascinating that in its early days the app used a revolutionary \"image PIN.\" Rather than a numeric code, the user had to tap the correct images in a pre-selected order. Though this approach was later replaced by the now-standard biometrics, it was a highly innovative step at the time.<\/p>\n    <\/div><\/div>\n  <\/div>\n\n  <!-- \u2500\u2500 2018 MEP \u2500\u2500 -->\n  <div class=\"d2-item\">\n    <div class=\"d2-hd\">\n      <span class=\"d2-yr\">2018<\/span>\n      <span class=\"d2-ti\">Multichannel Entry Point: The Foundation for George Kl\u00ed\u010d<\/span>\n      <span class=\"d2-tg\">+<\/span>\n    <\/div>\n    <div class=\"d2-out\"><div class=\"d2-bd\">\n      <span class=\"d2-tag\">Partner: \u010cesk\u00e1 spo\u0159itelna<\/span>\n      <p>When \u010cesk\u00e1 spo\u0159itelna launched its extensive digital transformation in 2014, it faced a major challenge: the need to radically modernise and unify the security infrastructure across all its online channels. In response, Monet+ \u2014 in collaboration with Deloitte \u2014 designed and implemented the <a href=\"https:\/\/monetplus.cz\/en\/references\/centralni-autentizacni-system-cs-mep\/\" target=\"_blank\">Multichannel Entry Point (MEP)<\/a>: a central security component covering all electronic identification and user authentication processes.<\/p>\n      <p>Fragmented login processes were replaced by a unified identity platform built on the CASE server, opening the door to the smartphone era for both the bank and its clients. Users gained access to highly secure and convenient verification methods, including a mobile token (the foundation of today's George Kl\u00ed\u010d app) and innovative voice biometrics.<\/p>\n      <p>This step proved to be a strategic asset reaching far beyond a single institution. Monet+'s timeless architecture became the technological cornerstone for the group-wide George digital banking platform within Erste Group. By leveraging identity federation principles and full support for open interfaces (PSD2), a highly scalable ecosystem was created, securely connecting the bank's applications with third-party services.<\/p>\n    <\/div><\/div>\n  <\/div>\n\n  <!-- \u2500\u2500 2018 Tachograf \u2500\u2500 -->\n  <div class=\"d2-item\">\n    <div class=\"d2-hd\">\n      <span class=\"d2-yr\">2018<\/span>\n      <span class=\"d2-ti\">Digital Tachograph<\/span>\n      <span class=\"d2-tg\">+<\/span>\n    <\/div>\n    <div class=\"d2-out\"><div class=\"d2-bd\">\n      <span class=\"d2-tag\">Partners: Ministry of Transport & State Printing Works of Securities<\/span>\n      <p>Building on an earlier project with the State Printing Works of Securities, since 2018 we have been the supplier of the personalisation system for driver memory cards for the <a href=\"https:\/\/monetplus.cz\/en\/references\/digitalni-tachograf\/\" target=\"_blank\">digital tachograph system<\/a>, along with other related operational cards. The driver card records data on the vehicle's operation, speed, and mandatory rest periods. We also updated and continue to operate the Digital Tachograph Information System (ISDT).<\/p>\n      <p>Compared to the previously implemented system from another supplier, we achieved a significantly simpler and faster process, including quicker issuance of tachograph cards. Additional benefits include efficient and reliable system management, faster record corrections, and a flexible approach to ongoing system development.<\/p>\n    <\/div><\/div>\n  <\/div>\n\n  <!-- \u2500\u2500 2020 \u2500\u2500 -->\n  <div class=\"d2-item\">\n    <div class=\"d2-hd\">\n      <span class=\"d2-yr\">2020<\/span>\n      <span class=\"d2-ti\">ProID Mobile \u2013 User Authentication via Smartphone<\/span>\n      <span class=\"d2-tg\">+<\/span>\n    <\/div>\n    <div class=\"d2-out\"><div class=\"d2-bd\">\n      <p>From hardware chips to smartphones \u2014 this sums up the natural evolution in enterprise security that Monet+ addressed with <a href=\"https:\/\/proid.cz\/en\/\" target=\"_blank\" rel=\"noopener\">ProID Mobile<\/a>. For many years, the company built on robust PKI systems and smart cards (developed since 2002 under the names CryptoPlus and later ProID+), providing absolute cryptographic protection for transaction authorisation and login.<\/p>\n      <p>As smartphones gradually became the primary gateway to both personal and professional digital life, a strong market demand emerged for a more modern approach to identity verification \u2014 one that didn't require carrying a physical card or hardware reader. ProID Mobile turned the standard mobile phone into a high-security authentication tool, allowing employees to log in securely and conveniently to computers, VPN networks, and enterprise systems. With ProID Mobile, we confirmed our ability to combine three decades of cryptographic expertise with modern trends, offering customers exactly the authentication method they prefer most in the age of accelerated digitalisation.<\/p>\n    <\/div><\/div>\n  <\/div>\n\n  <!-- \u2500\u2500 2021 \u2500\u2500 -->\n  <div class=\"d2-item\">\n    <div class=\"d2-hd\">\n      <span class=\"d2-yr\">2021<\/span>\n      <span class=\"d2-ti\">Strategic Partnership with Mastercard in Electronic Payments<\/span>\n      <span class=\"d2-tg\">+<\/span>\n    <\/div>\n    <div class=\"d2-out\"><div class=\"d2-bd\">\n      <span class=\"d2-tag\">Partner: Mastercard<\/span>\n      <p>We achieved major success and international recognition for our electronic payment processing platform, <a href=\"https:\/\/switchio.com\/\" target=\"_blank\" rel=\"noopener\">Switchio<\/a>, and entered into a strategic partnership with Mastercard as part of the first European IDBT-project.<\/p>\n    <\/div><\/div>\n  <\/div>\n\n  <!-- \u2500\u2500 2024 doprava \u2500\u2500 -->\n  <div class=\"d2-item\">\n    <div class=\"d2-hd\">\n      <span class=\"d2-yr\">2024<\/span>\n      <span class=\"d2-ti\">A Ticketing Revolution in Public Transport<\/span>\n      <span class=\"d2-tg\">+<\/span>\n    <\/div>\n    <div class=\"d2-out\"><div class=\"d2-bd\">\n      <span class=\"d2-tag\">Switchio Platform and Transport Operators<\/span>\n      <p>When Monet+ became one of the first companies to introduce <a href=\"https:\/\/monetplus.cz\/en\/references\/slovinsko-je-prikladem-jak-zjednodusit-cestovani-pro-kazdeho\/\" target=\"_blank\">open-loop systems<\/a> for bank EMV card acceptance in public transport \u2014 following the London model \u2014 it revolutionised the way people travel. Passengers no longer needed change or paper tickets; a simple tap of a contactless card or digital wallet was enough.<\/p>\n      <p>The technology, which started with deployments in a handful of Czech cities, had grown into a confident global business by 2024. The <a href=\"https:\/\/switchio.com\/\" target=\"_blank\" rel=\"noopener\">Switchio<\/a> platform now manages public transport systems across continents, operating successfully in Polish cities, Santiago de Chile, and Lagos, Nigeria.<\/p>\n    <\/div><\/div>\n  <\/div>\n\n  <!-- \u2500\u2500 2024 EV \u2500\u2500 -->\n  <div class=\"d2-item\">\n    <div class=\"d2-hd\">\n      <span class=\"d2-yr\">2024<\/span>\n      <span class=\"d2-ti\">Contactless Payments at EV Charging Stations<\/span>\n      <span class=\"d2-tg\">+<\/span>\n    <\/div>\n    <div class=\"d2-out\"><div class=\"d2-bd\">\n      <span class=\"d2-tag\">Partner: Mastercard<\/span>\n      <p>2024 brought a significant turning point for electromobility with the EU's AFIR regulation, mandating support for standard bank card payments at public charging stations.<\/p>\n      <p>We responded to this technological challenge by partnering with Mastercard to introduce the innovative <a href=\"https:\/\/monetplus.cz\/en\/payments\/ev-charging-station-operators\/\" target=\"_blank\">EV-Core cloud solution<\/a>, operating under the <a href=\"https:\/\/switchio.com\/\" target=\"_blank\" rel=\"noopener\">Switchio<\/a> platform. This step radically simplified life for drivers, who no longer need complex registrations or special chips \u2014 they simply tap their card at the terminal. For charging station operators, this highly scalable platform enables easy integration of contactless EMV payments into existing management systems, with all the complex back-end transaction processes handled by Monet+'s software.<\/p>\n    <\/div><\/div>\n  <\/div>\n\n  <!-- \u2500\u2500 2025 pr\u016fkazy \u2500\u2500 -->\n  <div class=\"d2-item\">\n    <div class=\"d2-hd\">\n      <span class=\"d2-yr\">2025<\/span>\n      <span class=\"d2-ti\">Driving Licences Delivered to Pickup Boxes<\/span>\n      <span class=\"d2-tg\">+<\/span>\n    <\/div>\n    <div class=\"d2-out\"><div class=\"d2-bd\">\n      <span class=\"d2-tag\">Partner: State Printing Works of Securities<\/span>\n      <p>In 2025, Czech public administration reached another major milestone on its path to modernisation. <a href=\"https:\/\/monetplus.cz\/ridicske-prukazy-a-karty-ridice-digitalniho-tachografu-nove-miri-do-vydejnich-mist-a-boxu\/\" target=\"_blank\">Driving licences and digital tachograph driver cards<\/a> are now delivered directly to self-service pickup points and parcel boxes. Citizens can apply online and have their documents sent to one of over 10,000 locations across the country \u2014 putting an end to long queues at government offices and bringing the kind of user convenience people are used to from everyday e-commerce.<\/p>\n      <p>At the heart of this innovative service is Monet+'s robust production and integration software. Our development team delivered comprehensive technical upgrades \u2014 from the production and personalisation systems for both document types, through updates to the Digital Tachograph Information System, to the complex integration with large-scale logistics and distribution networks. Thanks to this sophisticated solution, the Czech Ministry of Transport, via the State Printing Works of Securities, is able to efficiently produce and deliver thousands of documents every day.<\/p>\n    <\/div><\/div>\n  <\/div>\n\n  <!-- \u2500\u2500 2025 Firma roku \u2500\u2500 -->\n  <div class=\"d2-item\">\n    <div class=\"d2-hd\">\n      <span class=\"d2-yr\">2025<\/span>\n      <span class=\"d2-ti\">Company of the Year 2025<\/span>\n      <span class=\"d2-tg\">+<\/span>\n    <\/div>\n    <div class=\"d2-out\"><div class=\"d2-bd\">\n      <p>We were awarded the prestigious Volkswagen Company of the Year 2025 title. This recognition solidified our position as a leader in digital identity, payments, and cybersecurity, and motivates us to keep developing innovations for a secure future.<\/p>\n    <\/div><\/div>\n  <\/div>\n\n  <!-- \u2500\u2500 2026 \u2500\u2500 -->\n  <div class=\"d2-item\">\n    <div class=\"d2-hd\">\n      <span class=\"d2-yr\">2026<\/span>\n      <span class=\"d2-ti\">Going All-In on Post-Quantum Cryptography<\/span>\n      <span class=\"d2-tg\">+<\/span>\n    <\/div>\n    <div class=\"d2-out\"><div class=\"d2-bd\">\n      <p>The moment is approaching when current encryption standards will no longer be sufficient against the immense computing power of emerging quantum computers. Monet+ has therefore made a strategic decision to fully commit its attention to post-quantum cryptography in 2026.<\/p>\n      <p>Monet+ is investing its R&D capacity into developing quantum-resistant documents and identities, including the strategic <a href=\"https:\/\/monetplus.cz\/en\/developing-quantum-resistant-credentials\/\" target=\"_blank\">KRID<\/a> project. The company is laying the groundwork well in advance for the future integration of the European Digital Identity Wallet (<a href=\"https:\/\/monetplus.cz\/en\/the-european-wallet-as-the-key-to-borderless-digital-banking\/\" target=\"_blank\">EUDIW<\/a>) and new security requirements from national and international authorities, including N\u00daKIB and ICAO.<\/p>\n    <\/div><\/div>\n  <\/div>\n\n<\/div>\n\n<script>\n  document.querySelectorAll('.d2-hd').forEach(function(hd) {\n    hd.addEventListener('click', function() {\n      var clicked = this.closest('.d2-item');\n      var isAlreadyOpen = clicked.classList.contains('is-open');\n\n      \/* Close all others *\/\n      document.querySelectorAll('.d2-item').forEach(function(item) {\n        item.classList.remove('is-open');\n      });\n\n      \/* Open clicked item \u2014 only if it wasn't already open *\/\n      if (!isAlreadyOpen) {\n        clicked.classList.add('is-open');\n      }\n    });\n  });\n<\/script>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>The Monet+ story isn&#8217;t just about software \u2014 it&#8217;s about the people behind it. In the mid-90s, the world of cybersecurity looked completely different. The internet was in its infancy, security standards didn&#8217;t exist, and what we now call digital identity was just beginning to take shape in the minds of a few enthusiasts in [&hellip;]<\/p>\n","protected":false},"author":9,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-109809","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/monetplus.cz\/en\/wp-json\/wp\/v2\/pages\/109809","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/monetplus.cz\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/monetplus.cz\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/monetplus.cz\/en\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/monetplus.cz\/en\/wp-json\/wp\/v2\/comments?post=109809"}],"version-history":[{"count":32,"href":"https:\/\/monetplus.cz\/en\/wp-json\/wp\/v2\/pages\/109809\/revisions"}],"predecessor-version":[{"id":118613,"href":"https:\/\/monetplus.cz\/en\/wp-json\/wp\/v2\/pages\/109809\/revisions\/118613"}],"wp:attachment":[{"href":"https:\/\/monetplus.cz\/en\/wp-json\/wp\/v2\/media?parent=109809"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}